Gov. Tom Wolf issued an emergency order suspending the statutory deadline provision in the COVID Relief-Mortgage and Rental Assistance Grant Program. The deadline originally scheduled for Sept. 30 was stayed by the governor, effective until Nov. 4, in order for the program to be able to continue accepting applications.

All eligibility requirements remain the same. Work will continue on applications submitted prior to Oct. 1, and new applications will be added to the pool of submissions undergoing review.

Renters and homeowners who were financially impacted by the economic slowdown related to the coronavirus pandemic can immediately access applications for rent and mortgage relief via the Pennsylvania Housing Finance Agency’s website at www.PHFA.org. They should look for the red CARES banner on the PHFA homepage. PHFA is administering both programs.

“We appreciate this extra time to help more Pennsylvanians receive rental and mortgage assistance and maintain their housing,” said PHFA Executive Director and CEO Robin Wiessmann. “Our agency prepared for this contingency, so we were able to immediately relaunch both programs once we received word about the governor’s emergency order.”

For renters to be eligible for financial assistance, they will need to document at least a 30% reduction in annual income since March 1 related to COVID-19, or they must have become unemployed after March 1. If unemployed, they must have filed for unemployment compensation with the Pennsylvania Department of Labor and Industry. Their household income cannot exceed the Area Median Income for their county of residence, adjusted for the number of people in their home.

Renters who qualify may receive assistance equal to 100% of their monthly rent up to $750 a month for a maximum of six months of assistance for the time period between March 1 and Dec. 31, 2020. Payments will be made to their landlord on their behalf. Renters or landlords can apply for rent relief for apartment tenants, but renters are responsible for submitting all the documents needed to ensure their eligibility.

PHFA will continue to partner with the same organizations in all 67 counties that will process all rent relief applications. As before, people will submit their applications and supporting paperwork to these county organizations for review.

Homeowners who became unemployed after March 1 or who suffered at least a 30% reduction in annual income due to reduced work hours and wages related to COVID-19 may be eligible for financial assistance to help with missed mortgage payments. To qualify, they must be an owner-occupant of their residence, the dwelling must consist of one or two separate units, and the homeowner’s annual household income must not exceed the Area Median Income for their county of residence, adjusted for the number of people in their home. Homeowners should note that their mortgage does not have to be 30 days delinquent for them to qualify for assistance.

The assistance available for homeowners can be up to $1,000 a month for a maximum period of six months. The time period eligible for assistance is for mortgage payments owed from March 2020 through December 2020. As it was handled previously, financial assistance payments through this program will be made directly to the mortgagee. Homeowners or their lenders can apply for mortgage relief, but homeowners are responsible for providing all the documents needed to determine their eligibility.