The board of directors of Mauch Chunk Trust Financial Corporation (MCTFC) this week released earnings results for the corporation for the second quarter of 2025.

Net income for the three months ended June 30 was $243,000, $1 million lower than the same period in 2024. On a per share basis, net income was 7 cents this year versus 38 cents last year.

Lower net income in 2025 is attributable to a decrease in net interest income and other income and increases in the provision for credit losses and other expenses, partially offset by decreases in income tax expense.

MCT, the wholly owned subsidiary of MCTFC, is a locally owned and managed independent community bank with its main office in Jim Thorpe, Carbon County. The bank operates seven full-service community offices in Carbon and Schuylkill counties, as well as a wealth management office in Jim Thorpe. MCT was incorporated on Aug. 25, 1902, as the successor institution to the Second National Bank of Mauch Chunk, established in 1864.

For more information, visit www.mct.bank.