Treasurer Stacy Garrity is warning Pennsylvanians that scammers are targeting senior citizens with a new scam called “The Phantom Hacker,” which involves convincing victims that their financial accounts have been hacked.

“We have to constantly be on guard against scammers,” Garrity said. “I urge everyone to be extremely cautious when receiving unsolicited texts, phone calls, or emails which could lead scammers straight to your bank account - and to think twice before providing any personal information. If you are at all suspicious that someone may be trying to scam you, call your financial institution directly.”

According to the FBI, perpetrators of the Phantom Hacker scheme gain the trust of victims in three phases: First, they pose as a tech support representative and convince the victim to download a piece of software. Then they call a second time, pretending to be from the victim’s bank or another financial institution. Finally, they claim to be an employee of a federal agency.

The goal of the scam is to convince people to move their money into an “alias” account, where the scammers can steal it.

Victims are urged to report any fraudulent or suspicious activities to the FBI internet Crime Complaint Center (IC3) at www.ic3.gov. Suspected fraud can also be reported at ReportFraud.ftc.gov.