Effective March 15, all East Penn Banks and Harleysville branches officially become part of First Niagara.
The conversion is the result of the merger of Harleysville National Corporation, headquartered in Harleysville, Montgomery County, with First Niagara Bank, headquartered in Lockport, N.Y., which is a suburb of Buffalo.
Harleysville National Corporation sustained a net loss of $219.5 million in 2009.
In comparison, First Niagara's portfolio shows operating net income at over $100 million for the year, an 18 percent increase from 2008.